Happy New Year

There really hasn’t been much to feel merry about during the recent holiday period. Lock-down and the need to socially distance has kept many of us under virtual house arrest. Thankfully, the recent announcement that the Oxford vaccine has been cleared for use...

Too good to be true?

Right now, any reference to a return to 2019 trading conditions seems to echo the title of this short article, too good to be true. Common sense tells us that we are unlikely to emerge largely, COVID-free until the end of 2021 and additionally, many traders and...

Sharing costs

Independence is a cultivated concern. We all want to be self-sufficient. In a business environment this might manifest as having a separate Wi-Fi source even though it may be possible to share Wi-Fi with a number of business neighbours and divide the cost between you?...

Export finance for smaller businesses

UK Export Finance (UKEF) is the export credit agency and a ministerial department of the UK government.  The UKEF helps UK companies by providing insurance to exporters and guarantees to banks to share the risks of providing export finance. In addition, it can...